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    Protecting Families, Supporting Agents, Delivering Confidence

    From individual policyholders to nationwide employers, our products provide clarity, security, and flexibility.

    Get Contracted Today
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    Protecting Families, Supporting Agents, Delivering Confidence

    From individual policyholders to nationwide employers, our products provide clarity, security, and flexibility.

    Get Contracted Today
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    Trusted Insurance Solutions for Every Stage of Life

    Delivering innovative, reliable coverage that agents and policyholders can depend on nationwide.

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    Nationwide Reach

    Nationwide distribution with thousands of agents and FMOs.

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    Complementary Solutions

    Products built to complement existing medical, indemnity, and ancillary offerings.

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    Dedicated Agent Support

    Dedicated support to help agents focus on clients and produce better results.

    Coverage Designed for Modern Needs

    Curated products built to complement your portfolio and meet today’s most pressing health and financial challenges.

    Specified Disease Insurance

    Comprehensive protection for the conditions that matter most.

    • $1M annual / $5M lifetime maximum

    • Covers 20+ critical conditions including Cancer, Stroke, Diabetes, Heart Disease

    • Flexible inpatient and outpatient coverage

    • Optional Cancer First Occurrence benefit

    • Pays 80–100% after deductible

    Accident Protection

    Financial security for everyday and extraordinary events.

    • Guaranteed issue — no medical underwriting

    • Pays 80–100% after deductible

    • Coverage for ER, urgent care, hospital stays, surgery, ambulance, follow-up care

    • Optional Accidental Death & Dismemberment benefit

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    Thousands of Americans have trusted us since 1956

    Our Legacy of Stability and Excellence

    Decades of trusted service give agents and policyholders confidence they can rely on.

  • Proven Stability

    Backed by Medical Mutual of Ohio, serving Americans since 1956

  • People-First Approach

    From home office to nationwide agents, every team member is committed to your success

  • Innovation in Insurance

    Solutions designed for today’s evolving healthcare landscape

    • Thousands of Americans have trusted us since 1956

    Our Legacy of Stability and Excellence

    Decades of trusted service give agents and policyholders confidence they can rely on.

  • Proven Stability

    Backed by Medical Mutual of Ohio, serving Americans since 1956

  • People-First Approach

    From home office to nationwide agents, every team member is committed to your success

  • Innovation in Insurance

    Solutions designed for today’s evolving healthcare landscape

    • How We Empower Agents

    Tools, resources, and products designed to help agents grow business and serve clients better.

    ★ Distribution-ready solutions for individual and employer groups

    ★ Curated product offerings for easier client conversations

    ★ Responsive support to maximize agent efficiency and client satisfaction

    Get Started Today

    Join the thousands of agents and policyholders who trust MedMutual Protect for clarity, coverage, and confidence.

    Please see contract for full terms and conditions.

    MedMutual Protect is the brand name for insurance products issued by subsidiary insurance companies controlled by Medical Mutual of Ohio. Each subsidiary is solely responsible for the insurance products it underwrites and issues. Limitations, exclusions, renewability, waiting periods, and pre-existing conditions apply. Policies are individually underwritten by Reserve National Insurance Company and are not major medical coverage or “Minimum Essential Coverage” under the ACA.