The Premier Health Coverage Strategy
Proven solutions that help agents close today’s biggest coverage gaps with affordable options, stronger protection, and flexible provider access.
Clients facing excessive premium inflation? Stabilize their costs.
Clients hindered by insufficient benefit structures? Enhance their coverage.
Clients limited by restrictive provider networks? Expand their accessibility.
Clients exposed to unmanageable out-of-pocket liabilities? Mitigate their risk.
The Premier Health Coverage Strategy
Proven solutions that help agents close today’s biggest coverage gaps with affordable options, stronger protection, and flexible provider access.
Clients facing excessive premium inflation? Stabilize their costs.
Clients hindered by insufficient benefit structures? Enhance their coverage.
Clients limited by restrictive provider networks? Expand their accessibility.
Clients exposed to unmanageable out-of-pocket liabilities? Mitigate their risk.
AGENTS ARE FACING REAL CHALLENGES
Solutions You Can Put to Work
The right coverage makes all the difference. These plans provide actionable solutions that actually protect clients and simplify the selling process.
CHO
Flexible health plans designed to complement high-deductible coverage while giving clients affordable access to everyday care.
Guarantee Issue: No Pre-Existing Conditions or Waiting Periods
No Copay Wellness Visits
Unlimited Low Copay Office & Specialist visits
Urgent Care, Labs and X-Rays
Prescription coverage
Virtual Care – No Cost 24/7 Telemedicine
Discounts on Dental, Vision, Imaging, Labs, and Medical Supplies
Optional Indemnity
Optional add-ons: Delta Dental & Vision Insurance
MedMutual Protect – SD
Focused protection that helps clients prepare financially for serious health conditions that can bring heavy medical and household expenses.
Covers 20+ Major Conditions, Including the Big 3
Includes Diabetes, Gastrointestinal Disease, & Gout
Deductibles Range from $0-$5000
Options from 80%–100% Protection after Deductible
Chosen Deductible is Calendar Year up to $1M
Care Start to Finish Both Inpatient & Outpatient
Covers Ambulance, ER, Surgery, ICU & more
Optional Cancer First Occurrence benefit
Optional Indemnity Options & More
MedMutual Protect – Accident
Coverage designed to help clients manage the unexpected costs that can follow an accident, from emergency care through recovery.
Guarantee Issue — no Medical Underwriting
Deductibles Ranging from $0 - $5000
Chosen Deductible is Calendar Year up to $1M
Care Start to Finish Both Inpatient & Outpatient
Covers Ambulance, ER, Surgery, ICU & more
Includes Physical Therapy & Follow up Care
Optional AD&D
Options from 80%–100% Protection after Deductible
Ameristead – PPO Plan
Plans designed for entrepreneurs and business owners, providing the scale of corporate-level coverage with the flexibility of a private plan.
Nationwide PPO access through the Cigna network (1.3M+ doctors & facilities)
See providers in or out of network
Specialist visits without referrals
6 deductible options, including HSA-compatible plans and catastrophic protection option
Low copays for common services, $0 telemedicine & preventive care
Broad national pharmacy access
Composite rates
No minimum participation
Simple knock out underwriting
OneHealth Plus – PPO Plan
A major medical PPO health plan powered by Cigna, giving clients nationwide access and freedom to see providers in or out of network.
Nationwide PPO access through the Cigna network (1.3M+ doctors & facilities)
See providers in or out of network
Specialist visits without referrals
8 deductible options, including HSA-compatible plans
Low copays for common services
$0 telemedicine & preventive care
Broad national pharmacy access
Real-time underwriting in ~90% of applications
Optional add-ons available.
AGENTS ARE FACING REAL CHALLENGES
Solutions You Can Put to Work
The right coverage makes all the difference. These plans provide actionable solutions that actually protect clients and simplify the selling process.
CHO
Flexible health plans designed to complement high-deductible coverage while giving clients affordable access to everyday care.
Guarantee Issue: No Pre-Existing Conditions or Waiting Periods
No Copay Wellness Visits
Unlimited Low Copay Office & Specialist visits
Urgent Care, Labs and X-Rays
Prescription coverage
Virtual Care – No Cost 24/7 Telemedicine
Discounts on Dental, Vision, Imaging, Labs, and Medical Supplies
Optional Indemnity
Optional add-ons: Delta Dental & Vision Insurance
MedMutual Protect – SD
Focused protection that helps clients prepare financially for serious health conditions that can bring heavy medical and household expenses.
Covers 20+ Major Conditions, Including the Big 3
Includes Diabetes, Gastrointestinal Disease, & Gout
Deductibles Range from $0-$5000
Options from 80%–100% Protection after Deductible
Chosen Deductible is Calendar Year up to $1M
Care Start to Finish Both Inpatient & Outpatient
Covers Ambulance, ER, Surgery, ICU & more
Optional Cancer First Occurrence benefit
Optional Indemnity Options & More
MedMutual Protect – Accident
Coverage designed to help clients manage the unexpected costs that can follow an accident, from emergency care through recovery.
Guarantee Issue — no Medical Underwriting
Deductibles Ranging from $0 - $5000
Chosen Deductible is Calendar Year up to $1M
Care Start to Finish Both Inpatient & Outpatient
Covers Ambulance, ER, Surgery, ICU & more
Includes Physical Therapy & Follow up Care
Optional AD&D
Options from 80%–100% Protection after Deductible
Ameristead – PPO Plan
Plans designed for entrepreneurs and business owners, providing the scale of corporate-level coverage with the flexibility of a private plan.
Nationwide PPO access through the Cigna network (1.3M+ doctors & facilities)
See providers in or out of network
Specialist visits without referrals
6 deductible options, including HSA-compatible plans and catastrophic protection option
Low copays for common services, $0 telemedicine & preventive care
Broad national pharmacy access
Composite rates
No minimum participation
Simple knock out underwriting
OneHealth Plus – PPO Plan
A major medical PPO health plan powered by Cigna, giving clients nationwide access and freedom to see providers in or out of network.
Nationwide PPO access through the Cigna network (1.3M+ doctors & facilities)
See providers in or out of network
Specialist visits without referrals
8 deductible options, including HSA-compatible plans
Low copays for common services
$0 telemedicine & preventive care
Broad national pharmacy access
Real-time underwriting in ~90% of applications
Optional add-ons available.
Start Building Your Coverage Strategy
Get the contracting, carrier guidelines, and support tools needed to start quoting today.
Start Building Your Coverage Strategy
Get the contracting, carrier guidelines, and support tools needed to start quoting today.