CHO
Flexible health plans designed to complement high-deductible coverage while giving clients affordable access to everyday care.
▶ Robust outpatient benefits with no-cost preventive services and low copays for doctors, specialists, urgent care, lab work, and more.
▶ Built-in telemedicine with optional dental, vision, and indemnity coverage to expand protection.
▶ Available nationwide with guaranteed issue and simple composite rates for individuals, couples, and families.
▶ A practical starting point for self-employed clients, growing businesses, and organizations seeking flexible health solutions.
MedMutual Protect
Health coverage designed to protect clients from the serious medical events they worry about most.
▶ Specified Disease and Accident plans function more like traditional insurance, covering the full care pathway rather than paying a simple lump sum.
▶ Benefits can reach up to $1M per year, helping protect clients from major medical costs tied to illness or injury.
▶ Access to the First Health PPO network with strong out-of-network protection for greater provider flexibility.
▶ When paired with CHO coverage, this layer creates powerful financial protection against serious illness or injury.
MedMutual Protect
Health coverage designed to protect clients from the serious medical events they worry about most.
▶ Specified Disease and Accident plans function more like traditional insurance, covering the full care pathway rather than paying a simple lump sum.
▶ Benefits can reach up to $1M per year, helping protect clients from major medical costs tied to illness or injury.
▶ Access to the First Health PPO network with strong out-of-network protection for greater provider flexibility.
▶ When paired with CHO coverage, this layer creates powerful financial protection against serious illness or injury.
One Health
A major medical PPO health plan powered by Cigna, giving clients nationwide access and freedom to see providers in or out of network.
▶ Affordable coverage that delivers more than unsubsidized ACA plans, with access to over 1.3 million doctors and facilities.
▶ Zero-cost preventive care and telemedicine, paired with low-copay office visits, urgent care, and more, to support everyday health needs.
▶ Superior concierge-style advocacy, offering both agent and member support without requiring traditional employment.
▶ The strongest layer in the three-step coverage journey, providing clients the flexibility and choice they need while rounding out a
complete protection strategy.
Put All 3 to Work for Your Clients Today
Give your clients affordable everyday coverage, powerful protection from major health events, and nationwide PPO flexibility.
