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    Disclosures

    Last Updated: December 1, 2025

    Agent Nucleus (“we,” “us,” “our”) provides technology, marketing, educational resources, and access to contracted insurance carriers for licensed agents and advisors. Certain leaders and team members associated with Agent Nucleus are licensed insurance professionals and may develop, sell, or advise on insurance products. The following disclosures explain our relationships, limitations, and compliance practices.

    1. Licensed Professionals & Product Development

    Some individuals affiliated with Agent Nucleus are licensed insurance and financial professionals. They may:

    • Design, sell, or recommend insurance products

    • Provide guidance based on professional licensing and experience

    Any product sales, recommendations, or client interactions conducted by these individuals are done in their capacity as licensed agents, not as representatives of Agent Nucleus. Agent Nucleus itself does not underwrite, issue, or guarantee insurance products.

    2. Carrier Logos & Brand Materials

    All carrier logos, trademarks, and brand names displayed on this Site:

    • Are the property of their respective insurance carriers or partners

    • Are used solely for informational, identification, or marketing purposes

    • Do not imply endorsement, approval, or partnership beyond standard contracting relationships

    Use of any logos outside Agent Nucleus materials may require direct carrier authorization.

    3. Role of Our Platform

    Agent Nucleus provides:

    • Access to contracted insurance carriers

    • Marketing and support

    • Training, tools, and educational content

    • Technology solutions

    We do not provide legal, tax, financial, or investment advice. Agents are responsible for compliance with licensing requirements, state regulations, and carrier-specific rules.

    4. Compensation & Overrides

    Agent Nucleus powered by Madivio may receive:

    • Commissions or overrides from carriers

    • Marketing allowances or performance-based compensation

    • Technology or administrative fees

    • Affiliate commissions

    Compensation does not increase costs for end consumers. Individual agent earnings vary based on contract levels, carrier rules, licensing, and production.

    5. Accuracy of Product Information

    Insurance product details, including rates, riders, underwriting guidelines, and availability:

    • Are provided by carriers

    • May vary by state, issue age, risk class, or appointment status

    • May change at any time without notice

    Agents must verify product details with carriers or official carrier materials prior to client presentation.

    6. Training, Tools, & Educational Content

    All Site content — including training, marketing materials, product summaries, and compliance notes — is for educational purposes only.

    It does not constitute:

    • Legal, tax, or financial advice

    • A guarantee of product availability, issuance, or underwriting outcomes

    Agents remain solely responsible for compliance with state laws, carrier rules, and professional standards.

    7. Third-Party Tools, Integrations & Data

    The Site may include:

    • Quoting platforms

    • CRM systems

    • Analytics or tracking tools

    • Embedded third-party content

    These services may collect cookies, usage data, or other identifiers under their own privacy policies. Agent Nucleus is not responsible for third-party content, privacy practices, or functionality.

    8. Earnings & Results

    Any references to agent earnings, commissions, or production results:

    • Are illustrative and not guaranteed

    • Depend on individual effort, licensing, market conditions, and consumer demand

    • See carrier contracts for compensation detail

    Agents are solely responsible for their sales performance and client relationships.

    9. Compliance & Regulatory Requirements

    Agents using this platform must comply with:

    • State Department of Insurance rules

    • Carrier-specific regulations and appointment requirements

    • NAIC model regulations, where applicable

    • Advertising and marketing guidelines

    Agent Nucleus may modify or remove content to maintain compliance.

    10. Privacy & Data Use

    Your use of Agent Nucleus is subject to our Privacy Policy and Cookie Policy, which describe how we collect, use, and protect personal information.

    11. No Endorsements

    Mention of carriers, products, or third-party platforms does not imply:

    • Endorsement or recommendation

    • Approval of agent actions

    • Guarantee of product performance

    All product decisions remain the responsibility of the licensed agent.

    12. Contact Information

    Agent Nucleus

    55 West St., Suite 201

    Walpole, MA 02081
    For questions or concerns please use the contact form available on our website.