DON’T LET A VALUABLE POLICY GO TO WASTE
Save Your Clients from Lapsing or Surrendering Their Policies
Settle Advisor handles the compliance, underwriting, and bidding so you can help clients explore whether an unwanted or unaffordable life insurance policy could be worth 4–9× its cash surrender value.
DON’T LET A VALUABLE POLICY GO TO WASTE
Save Your Clients from Surrendering Policies
Settle Advisor handles the compliance, underwriting, and bidding so you can help clients explore whether an unwanted or unaffordable life insurance policy could be worth 4–9× its cash surrender value.
Why Your Book Holds Hidden Client Value
Most agents and advisors miss valuable policies when clients lapse them without realizing their worth. Your book likely holds overlooked cases that qualify for meaningful payouts, for your clients and for you.
Lost Capital
Older Americans are losing real money by letting policies lapse.
You can help them keep what they’ve earned.
Qualifying Policies
Policies in your book could qualify for a settlement.
We show you exactly which ones.
Effortless Returns
Maximize returns without additional effort.
Your workflow stays the same — the value increases.
Client Trust
Protect client relationships while increasing your cash flow.
You stay the advisor they rely on.
Why Your Book Holds Hidden Client Value
Most agents and advisors miss valuable policies when clients lapse them without realizing their worth. Your book likely holds overlooked cases that qualify for meaningful payouts, for your clients and for you.
Lost Capital
Older Americans are losing real money by letting policies lapse. You can help them keep what they’ve earned.
Qualifying Policies
Policies in your book could qualify for a settlement. We show you exactly which ones.
Effortless Returns
Maximize returns without additional effort.
Your workflow stays the same — the value increases.
Client Trust
Protect client relationships while increasing your cash flow. You stay the advisor they rely on.
THE NUMBERS SPEAK
Market Reality
Life insurance assets often go underutilized. These figures represent the current scale of policy lapses, surrenders, and secondary market activity.
Seniors Forfeit $112B Every Year
10 Million Policies Lapse Annually
Policies Never Pay the Death Benefit
43 States Regulate Settlements
$823M Paid Out Last Year Alone
Boomers Hold $3 Trillion in Coverage
Settlements Can Pay ~9× More Than Surrender
Avg High-Value Payout Over $500K Face
How We Execute
We handle the technical requirements of policy analysis and settlement processing, allowing you to identify latent asset value and manage the client relationship through the completion of the case.
How We Execute
We handle the technical requirements of policy analysis and settlement processing, allowing you to identify latent asset value and manage the client relationship through the completion of the case.
Advisor Feedback
Here’s what other advisors have to say about working with us.
"I will NEVER send my clients to anyone else"
"I have been doing business with Peter and Rob for 22 years. They have helped me close on dozens of cases for my clients and always ensure we get the highest offer. I will never send to anyone else, Peter Gaynor is the best at what he does.”
Wayne C.
Advisor
"The Best in the Business... Don't waste time elsewhere"
"The best in the business…Simple. Do not waste your time elsewhere. These guys know settlements and are damn good at it."
Mark U.
Advisor
"It's been an absolute pleasure working with them"
“I have worked with many settlement companies in the past, after closing a deal with Pete 12 years ago it was clear this was the company to work with. I have since worked with them exclusively and will continue to do so until I retire.”
Ronald S.
Advisor
Meet the Leaders
Get to know the team of people on a mission to make a difference.
The Partnership
Settle Advisor + LIS bring advisors and agents the insights and tools to identify qualifying policies in their books and capture every opportunity.
Rob Haynie
LISA Board Member
Managing Director, Life Insurance Settlements, Inc. and LISA board member. 30+ years shaping the life settlement industry.
Rob has negotiated thousands of deals, unlocking millions in hidden client value for policyholders across the country.
Kathy Casale
CEO/Founder
CEO & Founder, Settle Advisor, with nearly 35 years in insurance as an owner, product builder, and former executive.
Kathy combines deep industry expertise with a compassionate focus on educating advisors and clients, ensuring decisions are informed and impactful.
