Why Your Book Holds Hidden Cash
Most agents and advisors miss valuable policies when clients lapse them without realizing their worth. Your book likely holds overlooked cases that qualify for meaningful payouts—for your clients and for you.
Lost Cash
Seniors are losing real money by letting policies lapse.
You can help them keep what they’ve earned.
Qualifying Policies
Policies in your book often qualify for settlements.
We show you exactly which ones.
Effortless Returns
Maximize returns without additional effort.
Your workflow stays the same — the value increases.
Client Trust
Protect client relationships while increasing your cash flow.
You stay the advisor they rely on.
Fast Payouts
Fast approvals and offers on qualifying policies.
Clients get real value without delays.
The Advisors and Agents Who Don’t Miss a Dime
While others watch, these top agents and advisors are closing more deals, capturing every opportunity, and leaving competitors behind.
"Jack is an Amazing Guy!"
"The last 20 years of my career I was always taught settlements were bad. After doing a few, I hate that I didn’t explore this option sooner. It seems too good to be true at times, but now I never let a client lapse or surrender their policy until we first try and get it appraised with them."
This thing is amazing!
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I can't believe how cool this is.
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The Numbers Speak:
Your Book Is Full of Hidden Cash
These staggering facts show just how much value goes unnoticed every year. Policies lapse, surrender, or expire—leaving billions on the table. Smart advisors uncover what most miss.
Seniors Forfeit $112B Every Year
10 Million Policies Lapse Annually
Policies Never Pay the Death Benefit
45 States Regulate Settlements
$823M Paid Out Last Year Alone
Boomers Hold $3 Trillion in Coverage
Settlements Pay ~6× More Than Surrender
Avg High-Value Payout Over $500K Face
Who’s Behind the Curtain
Rob Haynie
LISA Board Member
Managing Director, Life Insurance Settlements, Inc. and LISA board member. 30+ years shaping the life settlement industry.
Rob has negotiated thousands of deals, unlocking millions in hidden client value for policyholders across the country.
Kathy Casale
CEO/Founder
CEO & Founder, Settle Advisor, with nearly 35 years in insurance as an owner, product builder, and former executive.
Kathy combines deep industry expertise with a compassionate focus on educating advisors and clients, ensuring decisions are informed and impactful.
The Partnership
Settle Advisor + LIS bring advisors and agents the insights and tools to identify qualifying policies in their books and capture every opportunity.
Branded Materials for You
We create fully branded marketing materials for qualifying partners—designed to educate clients, capture hidden policy value, and make outreach effortless while keeping your brand front and center. Prefer a faster start? Use our ready-to-go Settle Advisor templates, built to perform from day one.